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Temenos-Powered
Core Banking Solutions

API-first, fast-to-configure banking cores by BCT help
modernize systems, boost margins, and deliver
differentiated customer experiences across channels.

Why BCT and Temenos

BCT is an exclusive Temenos implementation partner with over 25 years of experience in system integration, modernization and digital transformation. We combine proven Temenos technology with BCT’s delivery rigour, regulatory know-how, and cloud practice to help banks move from rigid legacy cores to composable, data-driven platforms faster and with lower operational risk.

Outcomes we deliver

01

Faster product launches
with low-code product
configuration

02

Stronger cost-to-income
ratio via automation and
central operations

03

Real-time risk and
compliance with built-in
regulatory controls

04

Seamless open-API
integration with Fintech
and ERP ecosystems

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Solutions Overview

BCT implements Temenos Transact modules tailored for each banking segment, including Retail,
Business, Corporate & Commercial, and Treasury. Each implementation is modular, cloud-ready,
and optimized for high straight-through processing and regulatory reporting.

Retail Banking

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Deliver hyper-personalized products, dynamic pricing, and
real-time journeys across deposits, payments, lending and cards.

Values

  • Accelerate product time-to-market with reusable components and low-code tools.

  • Increase yield with relationship-based pricing and AI-driven cross-sell.

  • Reduce operating cost with automation and a single processing hub.

  • Maintain security and global compliance at every layer.

Capabilities

  • Deposits, accounts, payments, loans and mortgages.

  • Dynamic relationship pricing and product bundling.

  • Rewards & loyalty management.

  • Real-time AI personalization and offers.

Corporate & Commercial Banking

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Treasury Management

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Business (SME) Banking

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Regulatory Compliance & Financial Crime

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How We Work

Technical & integration principles

  • Composable architecture: Microservices
    and modules that scale with the business.

  • API-first: Secure, documented APIs to
    integrate Fintechs, ERPs and third-party services.

  • Cloud-ready: Deployable on public, private
    or hybrid clouds with containerized services.

  • Security-by-design: Encryption,
    role-based access control and audit trails.

  • Data & analytics: Centralized data layers for
    reporting, AI and risk modelling. 

Proven approach & delivery

BCT’s implementation methodology de-risks
modernization programmes:

  • Fast-start discovery and regulatory gap assessment.

  • Configurable product design using Temenos
    low-code tools.

  • Iterative agile delivery with automated test suites.

  • Parallel run, cutover planning and
    operational readiness.

  • Managed services and continuous enhancements.

Why Banks Trust BCT

  • 25 years of integration and modernization experience

  • Specialist Temenos Centre of Excellence and regulatory practice

  • Global delivery footprint with onsite/nearshore teams

  • Repeatable accelerators for faster time-to-value

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Ready to
modernize your core?

Talk to a BCT banking specialist to
assess your core-modernization
roadmap and migration approach.

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Request a consultation

Talk to a BCT banking specialist to
assess your core-modernization
roadmap and migration approach.