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Driving Digital Banking with TIBCO & API-Driven Integration
How Bahwan CyberTek delivered a scalable, secure, and integrated banking solution for a digital-first future
Client
- Client
Challenge- Solution
- Impact
- Conclusion
Client
The client is a fast-growing small finance bank in India that transitioned from microfinance to full-fledged banking. With a strong focus on digital-first banking, the client sought to modernize its IT infrastructure to support new digital channels, fintech partnerships, and enhanced product offerings. The goal was to implement a fully integrated, API-driven banking ecosystem that could support real-time transactions, security, and seamless customer experiences while ensuring quick go-live for a first-mover advantage in the market.
Challenge
The client was facing several key challenges related system integration, API management, partnerships, digital banking expansion, scalability, and security compliance.
1
Fragmented systems operating in silos, leading to inefficiencies.
2
Overburdened infrastructure, leading to performance bottlenecks and service disruptions.
3
Integration complexities, slowing down the time-to-market for new products and digital channels for customers.
4
API management complexities, leading to security risks and limited scalability.
5
Lack of third-party integrations and real-time contextual analysis needed to drive partnerships and digital banking innovations.
6
Lack of enhancements required to ensure secure transactions, API security, and data governance as per banking regulations.
Solution
Bahwan CyberTek designed and implemented a comprehensive integration and API management solution using key TIBCO products (TIBCO BusinessWorks, TIBCO Mashery, TIBCO EMS, and TIBCO MFT) to create a secure, scalable, and future-ready banking platform.
1
API-Driven Integration: Developed and deployed integration APIs on TIBCO BusinessWorks Enterprise to connect multiple internal and external banking systems.
2
API Security & Management: Enabled TIBCO Mashery API Gateway, giving the bank complete security and control to onboard fintech partners and applications without additional development efforts.
3
Enterprise Messaging Infrastructure: Implemented TIBCO Enterprise Messaging Service (EMS) to provide a uniform messaging interface across banking applications.
4
Managed File Transfers (MFT): Deployed TIBCO MFT for secure, centralized file transfers, supporting both A2A (Application-to-Application) and B2B (Business-to-Business) transactions.
5
Logging & Exception Handling Framework: Integrated ELK Stack for centralized logging, monitoring, auditing, and troubleshooting, ensuring real-time insights and operational efficiency.
Impact
Bahwan CyberTek’s solution enabled seamless integration, security, and scalability, driving digital banking innovation.
1
Accelerated Digital Transformation: Enabled rapid deployment of new digital banking channels and fintech collaborations.
2
Seamless Integration: Provided a fully integrated, API-led ecosystem for real-time transactions and customer services.
3
Enhanced Security & Compliance: API gateway ensured secure access control for internal and external API consumers.
4
Optimized Operational Efficiency: Automated logging and monitoring dashboards improved troubleshooting and system resilience.
5
Future-Ready Scalability: Designed a modular architecture, ensuring easy expansion for real-time contextual analytics and future banking innovations.
Conclusion
Bahwan CyberTek partnered with the client to implement a fully integrated, API-driven digital banking platform powered by TIBCO BusinessWorks, TIBCO Mashery, EMS, and MFT. The solution streamlined banking operations, secured digital transactions, and accelerated fintech collaborations, enabling a future-ready infrastructure for rapid digital expansion. With seamless API management, real-time integration, and robust security, Bahwan CyberTek empowered the client to achieve its visionary API-led business model while ensuring a secure, scalable, and high-performance banking experience.
BAHWAN CYBERTEK PVT LTD
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PRIVACY POLICY
This Privacy Policy explains how Bahwan Cybertek Group (hereinafter referred to as “Bahwan CyberTek”, “we”, “us”, “our”) may collect, use, store, disclose, discard, or otherwise process your data including personal data provided when using our websites and describes the rights you have with respect to your personal data.
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In this Privacy Policy, “personal data” is any data which relates to an individual who may be identified from that data, or from a combination of a set of data, and other information which is or may be in possession of Bahwan CyberTek, for instance information about your identity and contact details (such as name, email-ID, contact number).
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You have the following rights in relation to your personal data:
Purposes for which we process Personal DataBahwan CyberTek may process your personal data for legitimate purposes as follows, but not limited to:
Bahwan CyberTek processes your personal data for the performance of the contracts, employment concluded with you, compliance with applicable legal or regulatory obligations or Bahwan CyberTek’s legitimate interests to provide you with adequate and qualitative information about products and services and to prevent against any excessive risk.
Transfer of Personal Data
Data Retention
Changes to this Privacy Policy
Contact Details
Bahwan CyberTek is committed to providing the highest level of protection regarding the processing of their vendors’/clients’/customers’/job applicants’/website visitors’ personal data based on applicable data protection laws and regulations at respective locations. In general, you can visit the Bahwan CyberTek website without providing personal data. However, there are times when Bahwan CyberTek will request personal data.
Personal Data
In this Privacy Policy, “personal data” is any data which relates to an individual who may be identified from that data, or from a combination of a set of data, and other information which is or may be in possession of Bahwan CyberTek, for instance information about your identity and contact details (such as name, email-ID, contact number).
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You have the following rights in relation to your personal data:
- To access the personal data held by Bahwan CyberTek about you.
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Purposes for which we process Personal DataBahwan CyberTek may process your personal data for legitimate purposes as follows, but not limited to:
- Marketing / promoting and providing products and services.
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Bahwan CyberTek processes your personal data for the performance of the contracts, employment concluded with you, compliance with applicable legal or regulatory obligations or Bahwan CyberTek’s legitimate interests to provide you with adequate and qualitative information about products and services and to prevent against any excessive risk.
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Bahwan CyberTek may transfer personal data, to any other body corporate or a person located in any other country. Bahwan CyberTek shall ensure that data protection is adhered to by Bahwan CyberTek as per the global rules and regulations. The transfer may be allowed only if it is necessary for the performance of the lawful contract between Bahwan CyberTek or any person on its behalf.
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Personal Data is important to us and Bahwan CyberTek has invested significantly in technology and processes to protect the safeguarding and confidentiality of your personal data. If Bahwan CyberTek engages external service providers to act as processor, we ensure that they adhere to the same standards as Bahwan CyberTek. Irrespective of where your personal information is transferred or stored, we take all necessary steps to ensure that personal data is kept secure.
Changes to this Privacy Policy
Bahwan CyberTek may update this policy from time to time. The use of the Bahwan CyberTek Websites and any products and services supplied are subject to our Terms and Conditions.
Contact Details
If you have any questions regarding this privacy policy or the protection of your personal data, you may reach out to Bahwan CyberTek Data Privacy Officer at DPO@bahwancybertek.com
148, Rajiv Gandhi Salai(OMR), Okkiyam Thoraipakkam, Chennai - 600 097
+91 44 43449000,
+91 44 61739000
global@bahwancybertek.com
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